“Chapter 13” – A Sonnet by Chat GPT

In times of financial strife and great despair, When debts have piled up and  there seems no end, Chapter 13 Bankruptcy can repair The damage done, and on a new path send.

A debtor’s court-approved repayment plan, For up to five years, will ease the load, With payments made to creditors as planned, A chance for debtors to get back on the road.

But though it offers hope and new relief, This path is not for all, a fact well-known, A complex process that brings both joy and grief, With rules and  guidelines that must be shown.

So take heart, those who struggle with debt’s weight, Chapter 13 can help, a chance to set things straight.