In times of financial strife and great despair, When debts have piled up and there seems no end, Chapter 13 Bankruptcy can repair The damage done, and on a new path send.
A debtor’s court-approved repayment plan, For up to five years, will ease the load, With payments made to creditors as planned, A chance for debtors to get back on the road.
But though it offers hope and new relief, This path is not for all, a fact well-known, A complex process that brings both joy and grief, With rules and guidelines that must be shown.
So take heart, those who struggle with debt’s weight, Chapter 13 can help, a chance to set things straight.